Home Buying Tips - New Westminster, Burnaby BC
You are confronted with seemingly unending choices while looking for a home. Discovering that great property isn't an easy activity, and then finding a home mortgage can be a tiring and complicated process. When you have the commitment to reach that household-buying goal, however, the benefits are unquestionable.
Aiding you at every phase, I will guide you to buying a house more easily, enjoyably, quicker and with less expense than if you were to undertake the task on your own. I assist you finding relevant properties and will help you position your offer as the favourite. We find, sort and examine properties for sale that meet your requirements, and help you through all the facts around a purchase.
Having offered properties in this region for more than 24 years, I know community values inside and out, and have my hand on the pulse of the neighbourhood housing market. I'll help you to determine which properties are in good condition as well as priced right before you start viewing.
Your First Step
Your first step - in home-purchasing is to establish the reasons why you would like to purchase a new home... To stop paying rent? To build equity? To have a place of your own? To support a family? To have a larger house?
Be clear about the home type you want and also the New Westminster or Burnaby location in which you'd prefer to live. Be specific.
What are your needs (have to haves) and wants (nice to haves)? Make a list. Everyone has in mind their ideal property. All the bells and whistles you not only need, but desire would be served by this house. Nevertheless, purchasing a home with every one of your ideals met, will cost more. All your "nice to haves" added up, may increase the price to out of your reach.
Start with items you absolutely need like sufficient space, garage, number of bedrooms, etc. How much room do you really require? Do your circumstances demand a one-level household, or are stairs OK?
Core requirements should be defined first. Then you're able to contemplate extra features if you can manage these economically. With this kind of record in mind, you have less chance to be swept away by pretty finishes and other lipstick.
Contemplate the area (New Westminster- Fraserview, Uptown, Downtown, Sapperton; Burnaby - North, South, Brentwood, Metrotown); community (older and completed or brand new). Check out the neighbourhoods you're considering. What facilities does it have? Are there grocery stores, shopping, churches, parks and recreation, and schools nearby? How will a different commute effect your drive to work? Are there infrastructure projects in progress? Most of these items affect the way you enjoy your new home, so make certain you are very familiar with the nearby area before purchasing.
The Next Step: Loan Pre-Approval
When you've narrowed down the search, you can take the next action in home buying: receiving pre-approval for a mortgage. Though obtaining pre-approval may appear complicated, it really only involves determining the range of home prices that you can afford. When pre-approved, a bank has approved your mortgage before you've bought a home.
Pre-approval is valuable because it conveys influence: you are a serious buyer. You know the precise price range you can afford, and you will have flexibility to move fast if the perfect residence appears. You can negotiate a much better package. Based upon market situations, a vendor may lean towards a solid offer. That means if you've got a condition for mortgage approval, you'll have less bargaining power. Banks and finance institutions have developed many applications crafted especially to home buyers. This gets you one big step nearer to purchasing your house.
I'll be happy to refer you to a mortgage professional with outstanding service and track record for properly obtaining loan approval for the clients.
I Would Like To Find the Ideal New Westminster or Burnaby Home for You
It is an extremely frustrating method to look at every house available that maybe matches your needs and wants. I organize and prioritize based on your list - saving you time, effort and frustration. I review a variety of properties after establishing your needs and advising you of matches. I have access to the best possible resources and systems available today that will help you identify houses inside the market that fit your wants and needs. I know the markets I specialize in very well.
Begin your research now - and view my recent listings!
I'll Help Your Every Step To Getting a New Home
Get a leading broker with decades of experience and a proven track record. It's my task to steer you through this challenge. Contact me today - 604-526-2888. Together we'll make a plan that fits your unique goals. From locating your dream house to negotiating and closing the offer and every big or small part in between - I'll be there to make sure your journey to a new home is as easy as possible!